One question you may have while looking for addiction treatment is, “Do they take my insurance?”
Most health insurance companies do cover treatment for substance use disorders for drugs and alcohol and mental health conditions. However, the particular health insurance plan you have will determine how much of your treatment will be covered by insurance and how much you will have to pay out of pocket.
To find out instantly if your insurance may cover all or part of the cost of addiction treatment, call us today at (855) 202-2138 and speak with an Orange County admissions team member who can help you through the verification process.
Finding addiction treatment shouldn’t be a difficult process, so let us help you start your journey today by communicating with your insurance directly or finding other resources to help make treatment affordable for those without insurance.
The short answer is yes, but coverage depends on several factors.
In 2023, the U.S. Census Bureau reported that 92% of U.S. citizens had some form of health insurance that covers drug rehabilitation.1 If you or someone you love is struggling with addiction, understanding your recovery insurance coverage is essential.
Most addiction rehab insurance plans cover treatment for substance use disorders, including inpatient and outpatient rehab, medical detox, and therapy. However, the level of coverage varies by plan.
Most addiction recovery programs accept policies from major insurance providers, include:
If your provider isn’t listed, call (855) 202-2138 to find out if we can work with your recovery insurance coverage.
Every insurance policy considers care for addiction to be an essential category of healthcare and provides some degree of coverage for it. If your plan covers addiction treatment — which falls under mental health services – then you get help.
Addictions typically covered by insurance include:
Coverage can depend on the type of addiction you are struggling with. Different substances may require more care. For example, heroin users may need more medical supervision or treatment than someone who was a short-time marijuana user.
Every situation is different, and the insurance you have may make exceptions. The best way to see if this is possible is to reach out to our admissions team today.
There are various levels of care for addiction treatment in the United States. Most health insurance that covers drug rehabilitation includes various levels of care, such as:
Will insurance cover rehab? Most policies provide at least partial coverage for these services. Call today to confirm your benefits.
Alcohol and drug addiction treatment and recovery may be covered by your insurance provider.
There are three common types of healthcare plans: health maintenance organization (HMO) plans, preferred provider organization (PPO), and point of sale (POS) plans.
Learn more about how each of these plans works and which offers the best coverage for you:
Military life is unique, presenting unique stressors to military service members that many civilians cannot relate to. These stressors make military members more likely than the average American to struggle with alcohol and substance use disorders.2
There are veterans insurance rehab options available to those who are ready to take the first step to reclaiming their purpose and sense of fulfillment once again.
VA benefits are a set of resources from the Department of Veterans Affairs (VA) to support veterans. These benefits include healthcare, education, housing, disability, compensation, pension, vocational rehabilitation, and employment service.
Learn more about how VA benefits can help you find addiction treatment services near you.
Military life presents unique stressors that increase the risk of substance use disorders. Fortunately, veterans insurance rehab options provide comprehensive addiction treatment through VA benefits.
Call (855) 202-2138 to verify your veterans insurance rehab benefits today.
If you need rehab without insurance, treatment is still possible. Many state-funded rehab programs and sliding-scale payment plans are available to make care more accessible.
Call Tree House Recovery today to explore affordable rehab without insurance options in Orange County.
Taking the first step in your recovery journey is a powerful decision that paves the way for a healthier, more fulfilling life. One of the most important steps in this process is ensuring you have access to the care you deserve.
Our admissions team is here to guide you through verifying your health insurance, making the process seamless and stress-free. Don’t wait — reach out today and take that first step toward healing and transformation.
Does insurance cover IOP?
Yes! Does insurance cover IOP? Absolutely—but the specifics depend on your plan.
Intensive Outpatient Programs (IOP) are covered by most addiction rehab insurance policies as part of mental health and substance use treatment.
How much does IOP cost with insurance? Costs vary, but with the right plan, your insurance and rehab provider may cover most or all expenses.
Call (855) 202-2138 to verify your recovery insurance coverage today.
Keisler-Starkey, K., & Bunch, L. N. (2024, September). Health insurance coverage in the United States: 2023. Census.gov. https://www2.census.gov/library/publications/2024/demo/p60-284.pdf
Substance use treatment for veterans. Veterans Affairs. (2022, October 12). https://www.va.gov/health-care/health-needs-conditions/substance-use-problems/
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