There are unique stressors military members face that can contribute to drug and alcohol misuse. Fortunately, support and help are available to veterans and their families with VA insurance looking for addiction treatment.
Addiction rehab for veterans offers a specialized program tailored to teach life skills that make them stronger than their addiction, PTSD, and other mental health concerns. Learn what your VA insurance and VA benefits cover for addiction treatment, or call our admissions team to verify your insurance benefits today and start optimizing your life today.
VA benefits are a set of resources the Department of Veterans Affairs (VA) created to support veterans in various aspects of their lives, including healthcare, education, housing, disability compensation, pensions, vocational rehabilitation, and employment services.1
VA benefits can help veterans find rehab for drug and alcohol addictions that are effective for most people.2 These evidence-based treatments may include therapies, medication, or both and vary in levels of care.
Yes, VA benefits may cover most of the cost of alcohol and substance abuse treatment for eligible veterans. The VA recognizes substance use disorders (SUDs) as a medical condition and offers coverage of various treatment options for veterans experiencing addiction.
The amount of coverage for addiction treatment from your VA benefits can vary based on several factors, such as an individual’s eligibility, the specific treatment needed, and other considerations.
The first step to recovery is to contact your local VA healthcare facility or VA benefits counselor to learn more about available addiction treatment services and eligibility requirements.
No, veterans will not lose their VA benefits for drug and alcohol use disorders.3 These benefits help veterans who have dedicated their lives to protecting our country rediscover a healthy, fulfilling life after completing their service.
While substance misuse can impact your ability to get VA benefits, such as receiving a dishonorable discharge, misusing alcohol or drugs is not considered willful misconduct once service is completed.
Other ways military personnel and veterans can lose their VA benefits include:
Mental health is a growing concern among veterans who return to civilian life after service. The challenges faced during service can impact the mind and body in ways that may go unnoticed but impact daily life in profound ways.
Fortunately, the VA takes mental health seriously and provides coverage for mental health treatment, including:
Tree House Recovery can help veterans with substance use disorders lay the foundation for long-term sobriety through holistic, evidence-based therapies as they build a unit of support and comradery with their peers and fellow veterans.
Your VA benefits can assist with covering a significant portion of addiction recovery expenses if not all. Rehabilitation costs deemed medically necessary for SUDs are typically eligible for coverage.
With VA benefits, you could have 100% coverage for treatment costs or a significantly reduced out-of-pocket expense for drug and alcohol treatment services. Tree House Recovery has developed a tailored drug treatment plan aligning with your treatment needs and VA benefits.
Commonly covered rehab services include3:
Tree House Recovery in Costa Mesa, CA, offers complimentary, swift, confidential insurance verification services. When you contact us via call, text, or message, we conduct a personalized assessment of your addiction situation.
Following this, we contact Veterans Affairs to verify the coverage of your benefits. This process enables you to plan your treatment journey without unexpected out-of-pocket expenses.
It can be a challenge to know how to use your insurance to cover rehab or which one will reduce the cost of addiction treatment significantly. With 29% of 2024 VA insurance enrollees in VA insurance having private health insurnace4, knowing which plan will benefit you and your needs is essential for finding the best care.
Fortunately, you can utilize alternative insurance for addiction treatment if it provides greater coverage.
Having another form of insurance can give veterans access to a wider pool of providers for addiction treatment that may not accept or be fully covered by VA benefits.
However, it is important to note what your insurance provider offers for coverage and if it will work with your VA benefits to cover rehab.
Medicaid is a state-managed program designed to help low-income individuals access healthcare services. A 2024 VA survey revealed that about 4.8% of VA benefits recipients also had Medicaid coverage.4
While some addiction treatment programs accept Medicaid, not all do. It’s advisable to first explore treatment options available through your VA benefits.
If you plan to use Medicaid, contact the treatment program directly and speak with a representative to determine whether Medicaid is accepted or if alternative payment options are required.
Medicare is a federal program that provides health insurance to individuals ages 65 and older. Younger disabled Americans may also qualify for Medicare. Nearly half (50.4%) of veterans enrolled in VA insurance also have Medicare, with the majority of enrollees with Medicare being ages 65 and older.4
Veterans who have both Medicare and VA insurance benefits cannot use these benefits together for the same medical care when seeking rehab coverage.
To access VA benefits, veterans typically need to see a VA medical provider or enroll in a VA-affiliated treatment program. If treatment is sought from a non-VA physician or a private program outside the VA system, Medicare Part A and Part B coverage will apply.
While the VA often offers more comprehensive benefits tailored to veterans and military personnel than Medicare, it is advisable to explore VA options first when seeking treatment. However, if VA programs are unavailable or not easily accessible, Medicare may serve as an alternative for treatment coverage.
TRICARE, a healthcare program for military personnel, retirees, and their families, offers comprehensive medical coverage. Like Medicare, TRICARE extends coverage for individuals within the military community, including active duty service members, veterans, and their dependents.
However, TRICARE benefits can be used concurrently with VA benefits for the same medical care.
While the VA often provides specialized benefits tailored to veterans, TRICARE offers a wide range of healthcare services to military personnel and their families.
VA insurance may provide some benefits to the spouse, dependent, or survivor of a veteran, including health care, dental insurance, and prescription medication coverage.5,6
There are several programs that spouses, dependents, and survivors of veterans can enroll in that may provide drug and alcohol addiction treatment.
The best way to determine eligibility for these programs and explore the various benefits each one offers is to contact the VA directly. You can also contact Tree House Recovery’s admissions team to verify existing benefits for you or a loved one seeking addiction treatment.
Start living the life you want today by taking the next step in your recovery journey by verifying your VA benefits for veteran rehab with a VA representative or through Tree House Recovery’s admissions team.
We can assess the level of care that will benefit you and your unique situation, then connect with your insurance to confirm what your insurance will cover for addiction treatment.
Call us at (855) 202-2138 to learn more about our veterans rehab in Orange County today.
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Talk to a Treatment Advisor Today