GEHA Insurance Coverage for Addiction Treatment

Covers Addiction Rehab and Substance Use Disorder Treatment.

GEHA Insurance Coverage for Drug and Alcohol Rehab

GEHA (Government Employees Health Association) insurance is a not-for-profit dental, vision, and health plans provider that exclusively serves federal employees, federal retirees, military retirees, and their families. 

Part of the Federal Employees Health Benefits (FEHB) Program1, GEHA is one of the largest health insurance providers for federal employees. With an extensive network of providers across the United States, those looking for GEHA-covered rehab in Orange County can find what they’re looking for at Tree House Recovery.

Does GEHA Insurance Cover Addiction Treatment?

Yes, GEHA covers addiction treatment. GEHA rehab coverage offers some of the best addiction treatment in the US for its 1.8 million federal employees, retirees, and their families. 

Offering comprehensive coverage for substance abuse disorders (SUD) treatment with its mental health program, GEHA ensures wellness for its members. This insurance coverage for addiction is in line with the Mental Health Parity and Addiction Equity Act of 1996, which requires large group health plans to offer benefits for addiction treatment.2

Like most insurance carriers, the type(s) of addiction recovery services your GEHA insurance plan covers may vary. To see what addiction services you qualify for under your insurance plan, contact your insurance directly or call us to verify your benefits.

GEHA Rehab Coverage Plans

Because every addiction treatment center offers different services, it is essential to know what type of care you or someone experiencing addiction needs. Each treatment program will require a specific amount of time, and the level of comfort, quality, and amenities can affect the cost of rehab. 

Insurance can cover most of the costs of addiction treatment. GEHA members have a yearly limit on out-of-pocket healthcare costs. If their plan covers special treatment, they won’t pay more than this set amount, making it easier to budget for medical expenses.

Various factors, such as state of residence, whether or not a facility is in-network, length of stay, and specific insurance plan level, can affect the out-of-pocket costs of addiction rehab.

Addiction Treatments Covered by GEHA Insurance

GEHA rehab coverage often varies because of the differences in each level of care. From length of stay to staff support to amenities, various factors in each treatment program can determine how much your GEHA insurance covers. 

Regardless of your needs, GEHA provides addiction treatment coverage for: 

Tree House Recovery is a substance abuse treatment center that accepts GEHA insurance and can verify your policy coverage today. Our admissions team can work with your insurance provider and help you understand your options to reduce any financial obstacles so you can take that first step toward recovery.

Does GEHA Insurance Cover Co-Occurring Disorder Treatment?

Yes. However, coverage for co-occurring disorder treatment depends on your GEHA insurance policy.3 This treatment, which addresses depression, anxiety, and other mental health disorders, may be partially covered.

Tree House Recovery can address mental health concerns during addiction recovery treatment through a variety of holistic therapies.

How to Verify GEHA Rehab Coverage

To verify your GEHA insurance coverage for addiction rehab, you need to assess the best level of care for your unique situation with a professional. 

Next, you will need to submit a verification of benefits (VOB) to see what your GEHA insurance policy covers. This process is essential to determining your eligibility for health insurance benefits under your current plan and out-of-pocket expenses. 

You can start the VOB process by talking with our admissions expert for addiction rehab in Costa Mesa, CA, or by filling out our VOB web form. The information you provide us will help break down what your plan covers, the deductible, co-payments, co-insurance rates, and any other important details about the cost of addiction rehab.

FAQs for GEHA Insurance for Addiction Rehab in Orange County

The five GEHA insurance plans are Elevate, Elevate Plus, Standard Option, High Deductible Health Plan (HDHP), and High Option. Each plan offers different coverage levels and can impact the cost of rehab. 

You can verify your GEHA insurance policy’s coverage today by contacting your insurance provider or by giving Tree House Recovery a call at (855) 202-2138.

Someone may have to pay a deductible, or the out-of-pocket cost before insurance coverage begins, for rehab in Orange County if their plan requires it. It also depends if the provider is in-network or out-of-network.

Start Alcohol & Drug Addiction Treatment with GEHA Insurance

Recovery starts with a phone call to our admissions team at Tree House Recovery in Orange County. We understand that addiction is complex, but you can take your power back by seeking help today. 

Verify your GEHA rehab coverage today by calling Tree House Recovery at (855) 202-2138, and start receiving the best addiction treatment near you for little to no cost.

Sources
  1. OMP. (n.d.). Federal Employee Health Benefits Program. U.S. Office of Personnel Management. https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/hurricane-guidance/benefits/federal-employee-health-benefits-program/ 
  2. CMS. The Mental Health Parity and Addiction Equity Act (MHPAEA). CMS.gov. (2024, October 9). https://www.cms.gov/marketplace/private-health-insurance/mental-health-parity-addiction-equity 
  3. GEHA. (n.d.). 2025 health plan compare tool. GEHA. https://www.geha.com/plan-compare#FEHB